Know Your Rishi Profile
1 ) I fall in the following age band
Less than 30 yrs.
Between 30 to 40 yrs.
Between 40 to 50 yrs
Between 50 to 55 yrs
More than 55 yrs
2 ) The portion of my monthly income that goes towards household expenses and payment of loan instalments is
Less than 30%
Between 30% to 40%.
Between 40 to 50 %
Between 50 to 60 %
More than 60 %
3 ) Have I planned for and kept funds aside for meeting my financial goals like marriage, purchase of a home, child’s higher education, etc.
I don't expect to have any such expenses
Yes, I have made optimum provision for these expenses
I'm in the process making optimum provision for these expenses
I have made a few provisions, might not be optimum
No, I do not have separate provision for these expenses
4 ) 5 to 10 years from now, I expect my investments to be
Substantially greater than it is today
Greater than it is today
Somewhat more than what is today
The same as it is today
Lesser than today
5 ) By when do you require this money from your proposed investments?
20 years or more
15 - 20 years
11 - 15 years
5 - 10 years or more
0 - 4 years
6 ) The asset mix that most closely matches my own preference is:
More than 80% equity & 20% or Less Fixed Return Earning Product
60 - 80% equity & 20 - 40% Fixed Return Earning Product
40 - 60% Equity & 40 - 60% Fixed Return Earning Product
20 - 40% Equity & 60 - 80% Fixed Return Earning Product
Less than 80% equity & 20% or More Fixed Return Earning Product
7 ) If my equity portfolio is losing money, I will sell & exit from the investment if my loss exceeds
More than 40%
30 - 40%
20 - 30%
10 - 20%
10%
8 ) I don’t feel sorry about some bad investment decisions
True
Partially True
Neutral
Mostly False
False
9 ) I usually pick the tried & tested- the slow, safe, but sure investments:
True
Partially True
Neutral
Mostly False
False
10 ) My current and future income sources are
Very unstable
Unstable
Somewhat stable
Stable
Very Stable